Take financial talking-heads with a grain of salt - By Mark Sellers

Everyone acts in his or her self-interest. This is a key facet of humanity, and keeps our society moving forward.

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Think about that the next time you make an investment decision. As an investor, it is in your interest for your portfolio to do as well as possible with the least risk possible. Unfortunately, this is not the goal of most of the people you may rely on for news and advice. There are conflicting incentives everywhere in the world of finance.

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This is something to keep in mind when you read the newspaper, watch CNBC, or manage your personal finances. Various stock market players have different incentives, none of which is necessarily in your best interest:

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And a note to Mark Sellers, since the above links to the last article he'll be writing for the Financial Times, thank you for your rational thoughts and all the best!